Free Online Tool

Currency Converter

Convert money between world currencies with live exchange rates. Enter an amount, choose the two currencies, and see the converted value in seconds.

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How to Use

1. Enter the amount. 2. Choose the currency you are converting from and the currency you are converting to. 3. Click Convert Currency.

About This Currency Converter

A currency converter changes an amount of money from one currency into another using the exchange rate. Exchange rates change every day because currencies are traded on world markets, so 100 US dollars buys a different number of Pakistani rupees today than it did last month. Travellers, online shoppers, freelancers who are paid in dollars, and families who send money abroad all need to convert currencies. This free currency converter uses live exchange rates from a free public rate service, so the result is fresh every time you convert.

Money conversion matters for real decisions. A freelancer who earns 500 dollars needs to know how many rupees that will be when the payment arrives. A traveller going to Dubai wants to know what 1,000 dirhams costs in dollars. An online shopper wants to know the real price of an item listed in euros. Checking the rate first stops surprises at the bank or the airport, where the rate is often worse than the market rate.

Currency Converter Worked Example

Take 100 US dollars. At an approximate rate of 278 Pakistani rupees per dollar, 100 dollars converts to about 27,800 rupees. At a rate of 0.92 euros per dollar, the same 100 dollars converts to about 92 euros. The converter first changes your amount into US dollars, then changes those dollars into the target currency, using the live rate for each step. Try it above: enter 100, choose USD to PKR, and compare the result with the rate your bank shows.

How Exchange Rates Work

An exchange rate is the price of one currency in another currency. It moves up and down with trade, interest rates, inflation and world news. The rate you see here is the mid-market rate, the rate banks use when they trade with each other. The rate a bank or a money changer gives you is usually a little worse, because they add a fee or a margin. That is why the amount you receive can be slightly less than the converted amount shown here. The rates shown by this converter are indicative only and are not for trading.

Tips for Using the Currency Converter

Check the rate on the day you send money. Rates move daily, so a rate from last week may be out of date. Compare the bank rate with the market rate. Banks and money changers add a margin, so ask for the total amount you will receive, not just the rate. Watch out for fees. A transfer fee can cost more than a small rate difference, especially on small amounts. Convert before you travel. Knowing prices in your own currency helps you budget for a trip. Do not use the result for trading. Currency trading is risky and needs live trading data, not a free converter.

Second Worked Example: Dollars to Rupees and Pounds to Dollars

Suppose you want to convert 250 US dollars to Pakistani rupees, and the example rate is 278 rupees per dollar. Multiply 250 by 278 and you get 69,500 rupees. Now convert 200 British pounds to US dollars at an example rate of 1.27 dollars per pound: 200 times 1.27 is 254 US dollars. Remember that these are example rates only: real exchange rates change every minute, so always check the live rate in the converter above before you send money or make a payment.

Step-by-Step Guide: How to Use the Currency Converter

  1. Enter the amount you want to convert, without commas or currency symbols.
  2. Choose the "from" currency, which is the currency you have now.
  3. Choose the "to" currency, which is the currency you want.
  4. Click Convert. The converted amount appears, together with the exchange rate used.
  5. Try the reverse direction by swapping the two currencies, to check the rate both ways.

Common Mistakes to Avoid

Using yesterday's rate. Exchange rates move every day, so a rate from last week can give a wrong answer. Always use the live rate. Forgetting bank fees. Banks and money transfer services add a fee and use their own rate, so you receive a little less than the converter shows. Mixing up the direction. Converting dollars to rupees and rupees to dollars are opposite calculations; check which currency is "from" and which is "to". Trusting a rounded rate. A rate rounded to one decimal place can be off by hundreds on a large amount, so use the full rate. Converting at the airport. Airport exchange counters usually give the worst rates, so convert or exchange money before you travel.

Pro Tip: If you send money abroad often, compare the total cost, including fees and the exchange rate, across two or three services. The cheapest rate is not always the cheapest deal.

Note: Exchange rates in the examples on this page are for teaching only and change constantly. The converter above fetches live rates when the internet is available.

Frequently Asked Questions

Where do the exchange rates come from? Live rates come from the free exchangerate-api.com service, based on US dollar rates. If the live service cannot be reached, the converter falls back to clearly labelled approximate rates.

How often do exchange rates change? Rates change throughout the day on weekdays while currency markets are open. The rate you see is fresh at the moment you click Convert.

Why does my bank give me a different rate? Banks and money changers add a margin and sometimes a fee, so the rate they offer is usually worse than the mid-market rate shown here. Always ask for the final amount you will receive.

Can I convert PKR to USD? Yes. Choose PKR as the "from" currency and USD as the "to" currency, and the converter works the same way in both directions.

Is this converter free? Yes, it is completely free, with no sign-up and no limit on how many conversions you make.

Can I use the result for business or trading? No. The rates are indicative only. For business payments or trading, use your bank or a licensed exchange service and confirm the rate before you pay.

What is an exchange rate? An exchange rate is the price of one currency in another currency. For example, if 1 US dollar equals 278 Pakistani rupees, the exchange rate is 278.

Why do banks give a different rate from Google? The rate you see online is the mid-market rate between banks. Shops and banks buy currency cheaper and sell it dearer, and they add fees, so the rate you get is always a little worse.

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